Insight
Steps to Building Your Credit History
Are you worried about your lack of credit history? Read about different methods of growing your financial history.
Online Loans
Borrow smarter.
Get the money you need quickly and easily.
Whether it's a personal loan, mortgage, or auto loan, access the funds you need quickly with flexible repayment options to help achieve your goals.
Finance your goals with flexible loan options.
Personal Loans
Achieve financial flexibility and reach your goals with a personal loan tailored to your needs.
- Loan amounts from $7,000 to $50,000 with terms of 3 to 6 years.*
- Get your money within 2 days of a final loan agreement.
- No pre-payment penalties.
Home Loans
Our competitive loan options are designed to make your dream home a reality.
- $0 lender fee.1
- Up to 3% annualized cash back.2
- Fast loan closing with the Axos Close-of-Escrow Guarantee.3
Auto Loans
Our auto loans offer premium rates and tailored payment plans for purchasing your next vehicle with confidence.
- Terms up to 96 months.**
- No payment for up to 90 days.
- Financing for new and used vehicles.
When is borrowing a good idea?
Lower Your High-Interest Debt
A personal loan allows you to consolidate high-interest debt like credit cards into a single, manageable monthly payment with potentially lower interest rates.
Fund Major Life Events
Personal loans offer the flexibility to cover random expenses like a wedding, a move, or higher education without depleting your savings.
Build Long-Term Equity
A home loan helps you invest in real estate. You build equity and grow long-term wealth as you pay down your mortgage.
Make Payments Your Way
Whether you prefer a shorter-term loan for faster payoff or a longer term for lower monthly payments, you can choose a repayment plan that aligns with your goals and cash flow.
Testimonials
Here’s what customers are saying about their Axos loan.
It has been great to do business with Axos. Competitive rates, streamlined process and very attractive side promotions which benefits the consumer. Jarrett was our loan officer and has been great with us, accommodating even last minute requests. Would love to work with him again.
Seth A.
I have been banking with Axos since before the rebrand when it was Bank of Internet USA, and I have relied on them for home financing three times now. Each time has been a pleasant experience with the best rates and lowest lender fees out there. This time around, I / we were assisted by Jarrett Carbone and we couldn't have asked for anyone better as he was extremely responsive and informative throughout the entire process. Thank you once again, Jarrett and Axos!
Vince H.
The company offered me the terms I wanted, lower rate, no fees, and term for my loan. They were quick, and efficient in the whole process and it was easy and a pleasure to use them for a personal loan. I would recommend anyone to use them.
Brett T.
Our tools can help you chart your financial future.
APY Calculator
Estimate how much you can earn.
Mortgage Calculator
Estimate your monthly mortgage payment so you can set a realistic budget for your home purchase.
Personal Loan Calculator
Compare different loan amounts, terms, and interest rates to find a monthly payment that’s right for you.
Discover a world of banking tips and resources.
Insight
When Does a Personal Loan Make Sense?
Is an extra expense on the horizon? Learn if a personal loan makes sense for you.
Insight
HELOC or Cash-Out Refinance: Which Is Right for Me?
Homeowners can leverage their home equity to get more done. But how do you know which home equity loan option to choose?
All in one App
Stay on top of your money. Anytime. Anywhere.
Finally -- a bank that supports you. With the Axos app, managing finances is easy. Sync all your accounts to check balances, deposit checks, pay bills, and get custom account alerts quickly.
Frequently Asked Questions
I already have an Axos Loan. Where can I get support?
If you already have an Axos Loan, you can find guides, FAQs, and contact information on our Manage My Loan page.
You can also select the X icon at the bottom of this page to speak with Evo, your virtual financial assistant.
What are three common types of loans used by individuals?
Home Loan: A home loan helps you purchase a house. It’s also commonly known as a mortgage – although, that’s technically the legal agreement you make with the bank for the loan. You can also refinance your home loan to improve your cashflow or access equity to pay for other projects.
Auto Loan: An auto loan gives you the money you need to buy a car. You can also refinance your auto loan to optimize your monthly payment.
Personal Loan: A personal loan is when you borrow money for a personal reason such as debt consolidation, home improvements, large expenses, or special occasions.
What are examples of loan types offered by Axos Bank?
Axos Bank offers a variety of auto loans, personal loans, and home loans. Here are some examples:
Auto Loans
Auto Purchase Loans to buy a new or used vehicle.
Auto Refinance Loans to get a new loan to replace your current loan.
Home Loans
Conforming Loans, featuring some of the lowest home loan rates in the market.
Jumbo & Super Jumbo Loans which are used for purchasing luxury homes or high-priced investment property.
Cash-Out Mortgage Refinance allowing you to use your home equity to fund other projects.
Personal Loans
Debt Consolidation Loan helps you consolidate your debt into one monthly payment and could help you save money.
Home Improvement Loans, to help you get the funds you need for home improvement projects.
Special Occasion Loans to pay for personal expenses such as weddings or reunions.
How do you apply for different kinds of loans offered by Axos Bank?
It’s easy to apply for a loan. Simply select the loan program you prefer, then take 15 minutes to answer some basic questions about you and your finances.
Here are some helpful links to get you started:
Home Purchase Loan Application
Home Refinance Loan Application
Auto Purchase Loan Application
Auto Loan Refinance Application
Personal Loan Application
How do you calculate the cost of different loan types, like mortgage, auto, and personal?
Check out these free financial calculators offered by Axos Bank to calculate your potential loan costs.
Mortgage Refinance Calculator
Mortgage Calculator
Rent or Buy Calculator
Personal Loan Calculator
Auto Refinance Calculator
Auto Loan Calculator
Have Questions? We are here to help.
Message Us
Log in to your Axos account and send a secure message.
Chat With Evo
Evo is your financial assistant, ready to help answer any questions.
Call Us
Call us with any of your account or banking questions.
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