Personal Loans for Home Improvements

A personal loan is a quick and easy option to finance home renovations, repairs, and upgrades. You can get the funds you need without using the equity in your home or going through an extended loan process.

Features

  • Loan amounts from $7,000 to $50,000

  • Term lengths of 3-6 years*

  • No collateral required

  • Flexible lending criteria

  • Funding within 2 days of acceptance of final loan offer

  • No pre-payment penalties

Why use a personal loan as a home improvement loan?

The money from personal loans can be used for home renovations and repairs — just like home improvement loans.
Preliminary offers have no impact on credit score.

No Equity Requirements

A personal loan is unsecured. No worries about using your home as collateral or whether your home equity percentage is high enough.

Streamlined Process

Fewer documents are required for a personal loan. It can be as little as your ID, credit report, proof of income, and the bank account for your loan deposit.

Lower Loan Costs

The costs associated with a personal loan are low. You can avoid the charges for an appraisal, title search, and other closing costs associated with a home loan.

Faster Loan Closing

A personal loan can be approved within days. No need to wait weeks, if not months, to get your money through a home equity loan or mortgage refinance.

Excellent customer service throughout the entire process. Loan officers were very quick and made sure everything went smoothly.

Jose|Amarillo, TX

This is a whole new way of banking for me, and my experience was perfect! Quick, easy, and secure along with friendly and helpful assistance. I feel confident I made an excellent choice. Thanks!

Cassandra|Sioux Falls, SD

Great team … great experience. I will call them first if I need a loan in the future. Quick response, no nonsense, take care of the customer first.

Mark|Knoxville, TN

How much will I pay each month?

Use our Personal Loan Calculator to explore your loan options. Decide whether to update your kitchen or bathroom, get a new roof, put in hardwood floors, or upgrade your heating/air system. Compare loan amounts and terms to see monthly payment amounts.

Ready to get started?

It takes about 3 minutes. Please have a valid ID and your Social Security number ready.

For more information contact us at [email protected] or 866-923-3625.