Tool
Personal Loan Calculator
How much loan do you need? Use our calculator to determine loan amounts, term lengths, and interest rates, and find a monthly payment that works for you.
Personal Loans
Get up to $50,000 for debt consolidation, home improvement, or any other major expense. See your personalized initial offer with no impact to your credit score.
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Among the Best Online Banks 2022
Forbes Advisor
Loan Features
Amounts from $7,000 to $50,000 and terms from 3 to 6 years*
Get your money within 2 days of the final loan agreement
Initial prequalified offers have no impact on your credit score
Rates and payments are fixed and do not change over the life of the loan
No pre-payment penalties
Do You Need a Personal Loan?
Here are the top four reasons customers choose a personal loan from Axos Bank.
Debt Consolidation
Consolidating higher-interest credit cards and other loans into one easy-to-manage payment could save you money.
Home Improvements
From minor repairs to full room renovations, personal loans are the fast-financing option.
Large Expenses
Whether paying a medical bill, legal fee, or other large debt, a personal loan can help get you the money you need quickly.
Special Occasions
Weddings, vacations, family reunions and other special occasions can be expensive. A personal loan can help you manage the costs.
Get prequalified in minutes with no impact to your credit score.
Let’s get personal
Personal loans can be used to pay for virtually any kind of expense. As a form of “unsecured” financing, personal loans don’t require the backing of collateral, like a home or car.
For a deeper dive into how personal loans work, read our recent blog post.
We’re the Kind of Lender Worth Praising
This was the easiest loan I have ever applied for. My loan was for credit card consolidation. I have been paying high interest rates for a number of years and not getting anywhere with paying down my debt. I received a great interest rate from Axos and will now be able to pay off those cards. What an awesome feeling it is! I can't thank them enough for giving me this opportunity.
Joy|Bakersfield, VT
Giving me this loan will allow me to pay off all my visa cards, my Lowes card and my 2014 Chevy Impala! I carried that credit card debt for probably 20 years. Thanks for helping me!
Harley|Frakes, KY
The application process was a complete breeze. Within the hour, Steve was following up via phone to confirm and finalize the process. Within a day I had access to my loan and am set up for an easy monthly automatic payment. I highly recommend!
Courtney|Arlington, VA
See Your Prequalified Offer
It takes about 3 minutes to get your personalized loan options and rates – and getting
prequalified won’t have an impact on your credit score.
Please have a valid ID and your social security number ready.
Questions? Please call us at 866-923-3625.
Articles & Tools
Insight
Should I Get a Personal Loan or Refinance My Mortgage
When homeowners need cash, consider a side-by-side comparison of personal loans and cash-out refinances.
Insight
6 Reasons to Separate Your Business and Personal Finances
Are you using your personal bank account to manage your business finances? Here are six reasons why you should keep the two separate.