Savings Accounts

Save smarter, compound faster. This is savings, evolved.

Deposit accounts FDIC insured up to $250K individual and $500K joint

Need more protection? Access expanded coverage up to $265MM with Axos Bank InsureGuard+ Savings from IntraFi® Network DepositsSM.

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At Axos Bank, we liberate customers from the constraints of traditional banking. Because we're digital, our overhead costs are lower than traditional banks. Smarter savings means more money for you.

Compare All Savings Accounts

High Yield Savings

Up to 0.61% APY. Grow your savings faster with interest compounded daily. No monthly maintenance fees. No minimum balance required to open the account. Plus a free ATM card upon request.

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Certificates of Deposit (CDs)

Higher returns, zero risk. With a $1,000 minimum deposit, you can choose terms between 3 and 60 months. All CDs are FDIC-insured to the maximum allowable limits.

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High Yield Money Market

0.25% APY. Get the security of traditional savings with higher interest rates and limited check-writing privileges. No monthly maintenance fees. No minimum balance required to open the account. Interest compounded daily.

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Helpful Banking Features

Invite Friends

Help a friend bank smarter with little to no fees, high savings rates, and a simple banking app to fit their busy lifestyle. Plus, when your friend meets our welcome bonus requirements, we’ll deposit $50 into your account – and theirs! Learn More

Update Beneficiaries

We take care of you so you can take care of your loved ones. Name or update your account beneficiaries directly from online banking.

Account Alerts

Want to stay up-to-date on your activity? We’ve got you covered. Turn on alerts and get real-time updates on your account activity. Get notified via text, push notifications, or email – it’s all up to you!

Debit Card Management

Activate, deactivate, or reactivate your debit card – all from your banking dashboard. Need a replacement card? Traveling soon? Not a problem – take care of all your debit card needs online.

Biometric Authentication

Fingerprints, voiceprints, and facial recognition = peace of mind. At Axos Bank, your security is our top concern. Boost your account security with biometric authentication – and keep the scammers away.

Virtual Financial Assistant

Got banking questions? Evo has answers! Evo is your virtual bank teller that’s here to meet your banking needs, 24/7. Simply log in and ask away.

Checking Account

Want to spend and earn money within one account? Our high-interest checking accounts have just what you need.