HELOC or Cash-Out Refinance: Which Is Right for Me?
Homeowners can leverage their home equity to get more done. But how do you know which home equity loan option to choose?
A personal loan is a quick and easy option when you need the funds for a large purchase or unexpected expense. A wedding, dream vacation, new pool, and even medical expenses can all be financed fast with an Axos Bank personal loan.
Features
Loan amounts from $7,000 to $50,000
Term lengths of 3-6 years*
Preliminary offers will not impact your credit score
No collateral required
Funding within 1 to 2 business days of acceptance of final offer
No pre-payment penalties
There are benefits to using a personal loan rather than credit cards or other types of financing.
Obtaining cash with a personal loan could offer a lower interest rate than what is available through a credit card.
Your monthly payment could be less with a lower interest rate, which means more flexibility in your budget.
A single payment is convenient. Plus, it’s easy to track the reduction in your balance each month.
With a set loan term, you know when your debt will be paid. It’s a goal you can work toward every month.
"I needed a quick medical loan and they provided in less than 48 hours. Brief call to confirm the details and it was no hassle. They transferred the money the next business day."
“Excellent experience! From getting the rates, the application process, the completion of documents, to the receipt of the funds, this has been the easiest and most pleasant experience. No hassles whatsoever! I will definitely use Axos Bank for future needs.”
"Great experience! It was fast and easy, very simple to complete the application. Loved that everything was done online and no unnecessary paperwork needed."
Use our Personal Loan Calculator to explore your loan options. Decide whether to update your kitchen or bathroom, get a new roof, put in hardwood floors, or upgrade your heating/air system. Compare loan amounts and terms to see monthly payment amounts.
It takes about 3 minutes. Please have a valid ID and your Social Security number ready. For more information, contact us at [email protected] or 866-923-3625.
Homeowners can leverage their home equity to get more done. But how do you know which home equity loan option to choose?
Use our mortgage calculator to help you set a realistic budget and determine a perfect home loan fit.
Worried that refinancing your home loan will be too much effort? Check out this guide.