Insight
HELOC or Cash-Out Refinance: Which Is Right for Me?
Homeowners can leverage their home equity to get more done. But how do you know which home equity loan option to choose?
Jumbo and Super Jumbo Loans
Highly competitive interest rates. Flexible terms. Tailored options. Loan amounts up to $30 million or more. Jumbo loans can be the right fit when purchasing a luxury home or high-priced investment property.
To learn more about jumbo loans call 888-546-2634.
Today’s Mortgage Rates
Select Purchase or Refinance to get started
Jumbo and Super Jumbo Loan Benefits
As a premier provider of million dollar home loans, Axos Bank is expert at accommodating large loan amounts and creating custom mortgage solutions:
Bank Statement Loans
Loan amounts up to $30 million or more
Underwriting Flexibility
Portfolio Loan Options
Extensive range of mortgage programs and options
Interest-only options available
Unique properties considered
90% financing on purchase loans
Highly competitive non-resident alien programs
What Are Jumbo and Super Jumbo Loans?
Jumbo and Super Jumbo Loans offer the flexibility of borrowing with less restrictions. They can be used to finance primary residences, second or vacation homes, and investment properties. A Jumbo Loan may also be the right option when refinancing an existing home loan or consolidating multiple mortgages into a single loan.
A mortgage is generally considered a Jumbo Loan when it exceeds the conforming loan limit, $726,200 in most U.S counties, set by Fannie Mae and Freddie Mac. Super Jumbo Loans usually include mortgage amounts over $1 million.
Why Is Axos Bank the Leader in Jumbo Loans?
Experienced professionals who are intimately familiar with luxury home markets
Special programs for purchase financing
Loan underwriters who understand complex financial situations
Fixed Rate and Adjustable Rate Mortgage (ARM) loans with Interest-Only Mortgage Options
Asset Utilization: use your liquid assets to assist in meeting full doc debt-to-income (DTI) ratio requirements
Pledged Assets: finance up to 90% of a home's value by pledging security assets or savings in lieu of a down payment
Cross Collateralization: finance up to 100% of a home's value through securing the loan against an additional free and clear property
Ready to apply?
It's easy to apply. Only 15 minutes and some basic questions about you and your finances.
Financial Articles & Tools
Tool
Mortgage Calculator
Use our mortgage calculator to help you set a realistic budget and determine a perfect home loan fit.
Insight
First-Time Mortgage Refinance Guide
Worried that refinancing your home loan will be too much effort? Check out this guide.