Tool
Auto Loan Calculator
Quickly calculate your auto loan to determine your estimated monthly payment or the maximum loan amount you can borrow.
Auto Purchase Loans
Ready to get behind the wheel? Axos Bank offers long-term auto loans to lower your payments, and we work with franchise dealerships across the country.
Questions? Call 844-517-5556.
Get the Monthly Payment You Want
Tailor your monthly payments to your budget with longer auto loan terms up to 96 months*. Run the numbers using our auto loan calculators, then get prequalified for the amount you need.
Estimated Monthly Payment:$0.00
Get prequalified, then shop, decide, and drive!
How Much Can I Afford?
Maximum Loan Amount You Can Borrow:$0.00
Auto Loan Features
Loan terms up to 96 months* so you can get a lower monthly car payment
No payment for up to 90 days
New and used auto financing for any make, model, and year
Loans from $10,000 to $100,000
No pre-payment penalties
Buy from any franchise dealership
How it works
- 1
Get prequalified for your Axos Bank auto loan.
- 2
Find a new or used vehicle at the dealership.
- 3
Provide vehicle details and get approved.
Frequently Asked Questions
How do I apply for an auto loan?
It’s easy with our online web application. It takes just a few minutes to complete.
How long does it take to be approved for an auto loan?
It’s fast. You’ll receive a decision in less than 24 hours.
Can I purchase a car at any dealership?
You can take our approval notice to any franchise dealership to get financing through Axos Bank. We do not currently work with independent, non-franchise dealerships. A franchise dealership sells new and used cars for major auto manufacturers including Ford, General Motors, Honda, and others. The manufacturer name is often included in the dealership name, such as Johnson Ford.
What are the basic loan and vehicle requirements?
The amount financed must be between $10,000 and $100,000.
We will finance new and used personal-use cars, minivans, SUVs, and light trucks. The vehicle must have less than 125,000 miles and be valued between $8,500 and $90,000.
We don’t finance Daewoo, Saab, Oldsmobile, Suzuki, or Isuzu vehicles; commercial vehicles; recreational vehicles (RVs); ATVs; motorcycles; boats; motor homes; camper vans; branded title vehicles; lemon vehicles; or vehicles without a Vehicle Identification Number (VIN) or title issued. At our discretion, we may determine a vehicle to be commercial or otherwise ineligible based on the model and/or information provided to us.
Are there any pre-payment penalties for paying off my loan early?
No. You can pay off your auto loan at any time without any pre-payment penalties.
What information will I need to provide?
First and last name, date of birth, Social Security number, address, phone number, and employment information.
Do you have to run a credit check, and will it affect my credit score?
To determine whether you qualify for financing, we must review your personal credit. Your credit history will inform us of your lines of credit and payment history. This is a hard inquiry on your credit report with a minimal impact on your credit score.
Can I sign up for automatic payment through my checking account?
Yes. You can schedule automatic payments from an Axos Bank checking account or an account you have at another financial institution. Sign into Online Banking and select Move Money to schedule or modify a recurring payment.
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