Mortgage Refinance Calculator

Considering a mortgage refinance? Quickly calculate your potential monthly savings and refinance break-even point with our mortgage refinance calculator.1

Refinancing can help you lower your monthly payment and achieve your financial goals sooner.

Today’s Mortgage Rates

Select Purchase or Refinance to get started

Is it time to refinance?

Let’s crunch the numbers! Follow these steps to help get the most accurate estimate.

 
  1.  
    1

    First, enter your current mortgage info into the Current Loan section.

  2.  
    2

    Plan to take cash out for home improvements or to consolidate debt? Add that number to your New Loan Amount.

  3.  
    3

    Then check today’s mortgage rate. Add the result to New Loan section.

  4.  
    4

    Unsure how to estimate closing costs? Typically, they run between 2-5% of the loan amount. At Axos Bank, we help you save with our $0 lender fee.2 Contact our team for an accurate estimate.

Have questions? Call 888-546-2634. An experienced mortgage specialist is ready to help.

NOTE: Calculators are provided to help you determine how a home loan refinance or a line of credit may affect your budget. The results are estimates only. They do not guarantee available loan terms, cost savings, or tax benefits. Axos Bank does not guarantee your results as determined using this calculator.

Know When Mortgage Rates Drop

Trying to time your mortgage? Sign up for Rate Watch. Get email alerts when rates drop. It’s quick, easy, and free.