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Our Exciting Portfolio Guidelines Include:

  • Loan amounts up to $25,000,000
  • 90% LTV considered with pledged assets
  • 100% LTV considered with cross-collateralization
  • Unlimited cash-out subject to loan amount and LTV guidelines
  • Trust, Sub S Corp, Partnership, LLC and Privacy Mortgage vesting
  • Business Debt: Can be evidenced with only 6 months cancelled checks.
  • Condo-tels: No requirement for full-sized kitchen
  • Rate/Term Refi: We allow payoff of property taxes
  • Self Employed Borrowers: K1 and Business returns only required if income is being used or a loss
  • Gift Funds: Allowed on investment properties
  • Non-OCC Borrowers: No need for NOB to be a relative, blended ratios
  • Cash Out Refi: 90-day seasoning from date property was removed from market.
    No limit to cash out amount!
View our Wholesale Portfolio Guidelines

Call (888) 585-4869, Monday through Friday, 8:30am to 5pm PT.

Email [email protected] with questions or to request a Seller Application Package.

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