Insight
It’s Time to Start Saving for a Sunny Day
Rainy-day savings? Check. Now it’s time to get yourself a sunny-day savings account.
High Yield Savings
Take your savings to new heights. 0.61% APY*, zero fees, and no minimum balance required to open the account.
Deposit accounts FDIC insured up to $250K individual and $500K joint
Need more protection? Access expanded coverage up to $265MM with Axos Bank InsureGuard+ Savings from IntraFi® Network DepositsSM.
Among the Best Online Savings Accounts
Forbes Advisor 2022
Among the Best Online Banks
Forbes Advisor 2022
Best Savings Account
GOBankingRates 2022
UP TO
0.61%
APY
Features
Earn up to 0.61% APY*
Free ATM card upon request
Suite of digital money management tools
No maintenance fees
No minimum balance required to open the account
High Yield Savings Rates
Balance | APY* | Rate |
|---|---|---|
$0 - $9,999.99 | 0.61% | 0.61% |
$10,000 - $24,999.99 | 0.61% | 0.61% |
$25,000 - $49,999.99 | 0.25% | 0.25% |
$50,000 - $99,999.99 | 0.25% | 0.25% |
>$100,000 | 0.15% | 0.15% |
Your APY is based on the tier in which your end-of-day balance falls and will apply to your full balance. APYs are subject to change.
Save money, make money.
Helpful Banking Features
Update your account beneficiaries.
We take care of you so you can take care of your loved ones. Update your account beneficiaries directly from online banking.
Get the latest updates.
Want to stay up-to-date on your accounts? Turn on alerts and get real-time updates on your account activity.
Cash(less) is king.
Manage your debit card easily from your banking dashboard. Activate, replace, set travel alerts – do it all online.
Stay secure with biometric identification.
Want an extra layer of protection? Set up voice, fingerprint, or face identification in the app settings.
Chat with your virtual financial assistant.
Got banking questions? Evo has answers! Evo is here to meet your banking needs, 24/7. Simply log in or text 761-761.
Security You Can Count On
2-Step Authentication
We double-check your identity to confirm your activity is authorized.
Anti-Virus and Malware Protection
Our bank network is locked and guarded to prevent malicious attacks.
Username and Password Security
No sharing here! Your usernames and passwords are safe with us.
128-Bit SSL Encryption
No intruders here. Our encryption ensures you have a secure, direct connection – and keeps your data private.
Automatic Logout
We automatically log out idle sessions to prevent sneaky actors from getting too friendly with your account.
Account Monitoring
Our system regularly monitors accounts to detect potential fraud.
I have had an Axos Rewards Checking for almost a year, a High Yield Savings accounts for a little over a year now, and I recently opened an Invest account a few months ago. I couldn’t be happier! Customer service has been great. I have not had a single problem with my accounts like I’ve had with other large banks. I’ll be sticking with Axos for a while.
PJ
This is an amazing bank for business and personal checking and savings. Nobody has better customer service, flexibility on using their atm card everywhere for no fees, amazing interest rates, and such a user-friendly website and app. It makes no sense to bank anywhere else.
Bruce H.
Ready to apply?
All you need is a valid ID, your Social Security number, and 15 minutes.
Articles & Tools
Tool
APY Interest Calculator
Use our APY Interest Calculator to see how our competitive interest rates can help your money grow faster.
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