AXOS ONE®
Elevate your checking and savings.
The Axos ONE® savings and checking bundle has it all. Put your money to work faster with early paydays.1 Get up to 4.86% APY* on savings and 0.51% APY* on checking. Plus, no monthly maintenance fees.
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Earn it. Multiply it. Enjoy it.
Sit back and watch your savings grow—10x the national average.†
Earn up to 4.86% APY* on savings, and 0.51% APY* on checking when you meet requirements.
Get your money up to 2 days early.1 You’ve earned it, so start earning on it.
No monthly maintenance, minimum balance, account opening, or overdraft fees.
We’ve got you covered. Access expanded FDIC Insurance for up to $265 million.
Calculate how far your money can go
Grow your cash fast with a savings rate that’s 10x the national average.†
Bank Bank | Annual Percentage Yield* APY* | Annual Earnings Earnings |
|---|---|---|
| Axos Bank | 4.86% | $486 |
| Chase2 | 0.01% | $1 |
| Bank of America3 | 0.01% | $1 |
| Wells Fargo4 | 0.05% | $5 |
Here’s how we stack up.
Axos ONE® is built to help you get ahead. Because growing your money is the first step toward the finish line.
Axos ONE® | Chase Total Checking5 | Bank of America Advantage Checking6 | Wells Fargo Everyday Checking7 | |
|---|---|---|---|---|
No Maintenance Fees** |
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No Minimum Balance Fees |
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No Minimum Initial Deposit |
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No Overdraft Fees |
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Fee-Free ATMs | 95,000 | 15,000 | 15,000 | 15,000 |
AXOS ONE®
Convenience is our specialty.
Manage all your bank accounts from one place in the Axos app.
Access a network of over 95,000 fee-free ATMs.
Avoid fees, because your earnings should stay earnings.
Link external accounts in the app to move your money seamlessly.
Deposit accounts FDIC insured up to $250K individual and $500K joint
Need more protection? Access expanded coverage up to $265 million with Axos Bank InsureGuard+ Savings from IntraFi® Network DepositsSM.
Axos ONE® Rates
It's easy to earn the boosted rates for One Savings (4.86% APY*) and One Checking (0.51% APY*). In your Axos One checking account, receive qualifying monthly direct deposits of at least $1,500 in total by the 25th of each month and maintain an average daily balance of $1,500.
Savings Balance Tier | Boosted Rate/APY* | Standard Rate/APY* |
|---|---|---|
$0 - $9,999.99 | 4.75% / 4.86% | 1.00% / 1.00% |
$10,000 - $24,999.99 | 4.75% / 4.86% | 1.00% / 1.00% |
$25,000 - $49,999.99 | 4.75% / 4.86% | 1.00% / 1.00% |
$50,000 - $99,999.99 | 4.75% / 4.86% | 1.00% / 1.00% |
>$100,000 | 4.75% / 4.86% | 1.00% / 1.00% |
Earn up to 4.86% APY* with Axos ONE®