Insight
How to Keep Your Expenses in Check: Account Aggregators
Learn our easy trick for keeping track of all your pesky expenses.
First Checking
Welcome to Banking 101
Ready to teach your teen money management? First Checking offers financial freedom with the security of a joint checking account.1 No fees, plus skills to last a lifetime.
Best Online Banks for 2023: Best for Mobile Banking
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One of the Best Joint Bank Accounts 2023
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Smart Spending Starts here
Earn 0.10% APY*
Zero monthly maintenance fees
Zero overdraft and non-sufficient fees
Designed to introduce your teenager to personal finance.
For ages 13-17 years old
Earn 0.10% APY*
Zero monthly maintenance fees
Zero overdraft or non-sufficient funds fees
Up to $12 domestic ATM fee reimbursements per month
Daily transaction limits ($100 cash, $500 debit)
Security You Can Count On
2-Step Authentication
For identity verification, we ask questions that only you know the answer to or we'll send a security code to your registered device.
Automatic Logout
Inactive sessions are automatically logged out to prevent unauthorized data collection or use of your accounts.
SSL Encryption
Our 128-bit Secure Socket Layer (SSL) encryption ensures your data remains private and secure.
Account Monitoring
All accounts are regularly monitored for potential fraud.
Anti-Virus and Malware Protection
We execute regular updates to detect and prevent viruses and malicious software.
Usernames and Passwords
We do not and will not share your usernames or passwords.
Frequently Asked Questions
Who is Axos Bank?
We are a technology-driven online bank that offers a wide variety of checking accounts, savings accounts, loans, and business financing. Since 2000, we’ve worked hard to free customers from the limitations of traditional banks.
Are online banks safe?
In short, yes! We practice the highest security protocols and monitor accounts regularly for potential fraud. Your money is also insured by the FDIC for $250,000, per depositor.
How do I contact Axos Bank?
At Axos, we love hearing from our customers! You can reach us through any of the following channels:
Chat: Strike up a conversation 24/7 with Evo, our virtual financial assistant. To start interacting with Evo, log in to online banking and select the icon in the lower right corner of the page.
Secure Message: To send us a secure message, log in to your account and select Messages.
Phone: Contact a Direct Banker 24/7 (excluding Thanksgiving and Christmas) at 888-502-AXOS (2967).
Why should I get an online bank account?
If you’re tired of traditional banks’ high fees and hidden costs, online accounts are a great alternative.
As an online bank, we have lower operating costs – this means that we don’t need to charge you for features that other banks call “perks.” This means little to no fees, higher interest rates, and a suite of digital tools that make money management more simple. And, because we’re backed by the FDIC, you can rest assured that your money is safe with us.
How do I open an account?
When you’re ready, select Open an Account or Apply Now.
Where can I find account disclosures?
Take a look at our disclosures page.
Which ATMs can I use?
You can use any ATM, nationwide. For a list of ATM locations, use our ATM Locator. Essential Checking, Rewards Checking, and CashBack Checking customers also receive unlimited reimbursements of all domestic ATM fees.
Ready to Apply?
All you need is a valid ID, your Social Security number, and 15 minutes.
Articles & Tools
Tool
Mobile Deposit
Quickly deposit checks into your account using your mobile device.