essential checking
Get all the perks of online banking and none of the fees.
Early direct deposit1
Unlimited domestic ATM fee reimbursements
$0 monthly maintenance fees
$0 overdraft or non-sufficient funds fees
$0 Required to open the account
Early direct deposit1
Unlimited domestic ATM fee reimbursements
$0 monthly maintenance fees
$0 overdraft or non-sufficient funds fees
$0 required to open the account
rewards checking
Earn up to 3.30% APY2. Open today, compound tomorrow.
Up to 3.30% APY2
Unlimited domestic ATM fee reimbursements
$0 monthly maintenance fees
$0 overdraft or non-sufficient funds fees
$0 required to open the account
Up to 3.30% APY*,2
Unlimited domestic ATM fee reimbursements
$0 monthly maintenance fees
$0 overdraft or non-sufficient funds fees
$0 required to open the account
cashback checking
Earn up to 1.00%3 cash back when you sign for purchases.
1.00% cash back3
Unlimited domestic ATM fee reimbursements
$0 monthly maintenance fees
Checking Account Features
Low fees and ATM rebates are just the beginning. Each checking account also has standard features that make banking more simple and secure.
24/7 Customer Support
Get the help you need, when you need it. Our support team is available to answer your questions via phone or through our secure messaging portal.
Digital Security
We use the highest security protocols to protect your accounts from potential fraud.
FDIC Insurance
Your money is safe with us. Axos Bank deposit accounts are FDIC-insured for up to $250,000 per depositor.
Specialized Accounts
As a publicly traded company (NYSE: AX) with over 1,000 employees, we have the necessary infrastructure to support all of your financial needs. Since our founding in 2000, we have pioneered technology-driven banking. That means real-time access to your funds, convenient accounts, and nimble services to stay ahead of your ever-changing needs.