Insight
HELOC or Cash-Out Refinance: Which Is Right for Me?
Homeowners can leverage their home equity to get more done. But how do you know which home equity loan option to choose?
Lower My Payment
We offer programs that can save you money and help you meet your financial goals. Improve cash flow. Minimize mortgage interest. Create financial breathing space. Lower your monthly mortgage payment by refinancing your current mortgage.
To learn more call 888-546-2634.
Today’s Mortgage Rates
Select Purchase or Refinance to get started
Benefits Of Refinancing Your Existing Mortgage
- Getting a lower interest rate
- Extending the term of the loan
- Eliminating Private Mortgage Insurance
- Consolidating two home loans into a single mortgage loan
Axos Bank Refinance Options
Axos Bank offers a broad range of mortgage solutions designed to meet the needs of all types of borrowers.
- Adjustable Rate Mortgage: One of the lowest interest rates available. Low monthly payments during the initial years of the loan.
- Fixed Rate Mortgage: A low interest rate locked in for the life of the loan.
- FHA Refinance: The stability of a fixed-rate, government-backed loan. Available for both FHA and non-FHA borrowers.
- VA Refinance: Low interest rates and affordable monthly payments. Available to military members, veterans, and certain other individuals.
Do You Have Other Refinance Goals?
In addition to lowering your monthly mortgage payment, a refinance can also be used to:
Finance home improvements
Lock in a low interest rate
Consolidate high-interest debt
Pay off your loan faster
After you apply, an Axos mortgage professional will help you explore all of your refinance options and find a mortgage that fits your individual needs and goals.
Ready to apply?
It’s easy to apply, just answer some basic questions about your personal finances and the home.
Financial Articles & Tools
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Mortgage Calculator
Use our mortgage calculator to help you set a realistic budget and determine a perfect home loan fit.
Insight
First-Time Mortgage Refinance Guide
Worried that refinancing your home loan will be too much effort? Check out this guide.