learn more
College Savings Calculator
Determine how much money you’ll need to pay for your child’s college expenses.
First Checking
Welcome to Banking 101
Ready to teach your teen money management? First Checking offers financial freedom with the security of a joint checking account.1 No fees, plus skills to last a lifetime.
GoBankingRates
Best Online Banks for 2023: Best for Mobile Banking
Investopedia
Best Online Banks 2023
GoBankingRates
One of the Best Joint Banking Accounts 2023
Smart Spending Starts here
Earn 0.10% APY*
Zero monthly maintenance fees
Zero overdraft and non-sufficient fees
Designed to introduce your teenager to personal finance.
-
For ages 13-17 years old
-
-
-
-
-
Manage your teen’s account from your phone.
- View your teen’s spending.
- Sync your accounts to one dashboard.
- Lock and unlock your teen’s debit card.
- Set up account alerts.
- Enable biometric login for extra security.
Security You Can Count On
-
2-Step Authentication
For identity verification, we ask questions that only you know the answer to or we'll send a security code to your registered device.
-
SSL Encryption
Our 128-bit Secure Socket Layer (SSL) encryption ensures your data remains private and secure.
-
Anti-Virus and Malware Protection
We execute regular updates to detect and prevent viruses and malicious software.
-
Automatic Logout
Inactive sessions are automatically logged out to prevent unauthorized data collection or use of your accounts.
-
Account Monitoring
All accounts are regularly monitored for potential fraud.
-
Usernames and Passwords
We do not and will not share your usernames or passwords.
Frequently Asked Questions
-
We are a technology-driven online bank that offers a wide variety of checking accounts, savings accounts, loans, and business financing. Since 2000, we’ve worked hard to free customers from the limitations of traditional banks.