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Mortgage Refinance

Refinance to reach your goals.

Plus, get up to 3% annualized cash back on your mortgage payment1 and a $0 lender fee2 when you refinance with us. Apply online or call 888-546-2634 to get started.

Today’s Mortgage Rates

Select Purchase or Refinance to get started

What’s your home refinance goal?

Refinance to a Fixed Rate Mortgage

Lock in a lower interest rate. Improve cash flow with lower monthly payments.


Remove Mortgage Insurance

Save money by eliminating your monthly private mortgage insurance.


Refinance for Debt Consolidation

Reduce your total monthly payment and eliminate high interest debt through a mortgage refinance.

Why Axos?

We help you find the right refinance option to reach your goals:

  • Reduce your monthly payments.
  • Access home equity.
  • Consolidate high-interest debt.

See what you could save.

Plug your scenario into our mortgage refinance calculator. We make it easy to see what a refinance could save you.

Three Steps to Start

Check Rates

Tell us about your property. We’ll pull today’s rates.

Apply Online

Start your application today. It’s quick and easy.

Get Approved

Our loan officers will support you every step of the way.

What’s your home worth?

It pays to know what your home is worth. Find out in minutes.

FAQs

Articles and Tools

 

Insight

Does a Mortgage Refinance Make Sense? Find Out in 4 Steps.

Thinking about refinancing your home loan? Here’s an easy 4-step process to evaluate your potential savings.

 

Insight

First-Time Mortgage Refinance Guide

Worried that refinancing your home loan will be more effort than it’s worth? Check out this guide to determine if a mortgage refinance is right for you.

 

Tool

Mortgage Refinance Calculator

See how a mortgage refinance may save you money. Get your estimated monthly savings and break-even point.