Skip to main content

Business Checking Accounts

All Digital, No Hassle. Checking Made for Business.

Open a business checking account with digital banking features built for your strategies and ambitions.

Small business accounts that provide real-time solutions.

Low fees

Little to no fees means you can put that money back into your business.

Competitive rates

Make business transactions and grow your money at the same time.

Banking on the go

Enjoy business banking anytime, anywhere with the Axos All-In-One Mobile App.

Compare Business Checking Accounts

Choose the account that best fits you and your business goals.

Basic Business Checking

KEY FEATURE

Best bank account for new businesses

  • No monthly maintenance fees
  • No initial deposit or minimum balance fees
  • Free domestic and international incoming wires

Business Interest Checking

KEY FEATURE

Best bank account for established businesses

  • Earn up to 1.01% APY*
  • $100 minimum opening deposit
  • No monthly fee with $5,000 minimum average daily balance.

Award-Winning Business Checking

See why Axos is getting recognized for its checking accounts. Manage your business finances with confidence.

Why is it important to separate business and personal finances?

  • Security: Keeping your funds separate gives you limited personal liability protection if your business faces a lawsuit or liability.
  • Establishing Credit: When you make substantial startup purchases with your business account, you build credit history for your business and increase your purchasing power.
  • Tax Purposes: The tax filing process will be more streamlined, and it could save you the possible trouble of having your business and personal accounts audited by the IRS.

Why Do Business With Axos

At Axos, helping small business owners succeed is our passion. But we don’t just say it. We put words into action by allowing you to save time and money with easy, convenient digital banking.

Forget waiting in line at a branch. And because we don’t have the cost of physical branches, we pass those savings along to you with fewer fees.

Your one-stop shop for managing finances.

Easier, smarter banking starts with the Axos All-In-One Mobile App.

  • View your business and personal bank accounts.
  • Send wire transfers and schedule bill payments.
  • Keep your accounts safe with enhanced security measures.
  • Easily move money between accounts.
  • Balance your books with accounting software integration.

Email Us

By clicking Submit, you have agreed to these Terms and Conditions, and you have agreed to receive automated SMS text messages, calls, and emails for any purpose including but not limited to marketing of products and services by Axos Bank. You understand and agree that such messages may be sent via Automatic Telephone Dialing System and/or artificial or pre-recorded voice, and that such consent is not a condition of receipt of any good or service. Mobile carrier messages and data rates may apply. You may opt out at any time.

Secure the future of your business.

In addition to a checking account, business savings can grow your money faster.

Frequently Asked Questions

  • When your business is ready to spend or bring in money, it’s smart to open a business checking account. To open a business bank account, you'll need to share your basic personal information and provide some documents related to your business.