Tailor the loan to fit the client. We mix and match our loans and programs to create custom solutions.
Close more deals with loan amounts up to $30MM and no limits on cash-out amounts.
Help investor clients qualify for a loan faster with no income documents or W-2s required.
Give your borrowers flexible payment options so they can put their money to work.
Our Portfolio programs have features you won’t find elsewhere, allowing you to expand your options and exceed client expectations. Plus, we’ll help you close deals fast.
| Intake | 1-2 business days |
|---|---|
| Processing | 1-2 business days |
| Underwriting | Purchase: 3 business days. Refinance: 4 business days. |
| Condition Review | 1-2 business days |
| CD to Docs | 1-2 business days |
$12.65MM loan amount
$14.1MM purchase price
90% LTV
5 Year Interest-Only ARM
$2.7MM value
$1.4MM loan amount
Vesting in entity
5 Year Interest-Only ARM
$1.6MM loan amount
$3MM value
Owner occupied, listed for sale
53% CLTV
We can fund mortgages others can’t. That’s because our Wholesale & Correspondent Portfolio Lending team takes a personalized approach to tailor custom mortgage loans with our innovative product line.
Explore warehouse lending offerings, meet the lending team, download forms, and get appraisal information.
Close more deals with loan amounts up to $30MM – great for high net worth borrowers with complex income structures.
Loan amounts up to $30MM+
No limit on cash-out amounts
All occupancy types are eligible
Help investor clients qualify for a loan faster with no income documents or W-2s required.
Flexible Prepayment Penalty Options
No limit on cash-out amounts
Interest-only options available
Give your borrowers flexible payment options so they can put their money to work.
Loan amounts starting at $1 over conforming, up to $30MM
California, Florida, and New York properties
All occupancy types are eligible
Flexibility to choose between interest-only or deferred-interest payments
Help clients qualify for larger loan amounts without compromising their investment strategies.
Up to 90% LTV on non-QM and super jumbo loans
Others can pledge for the borrower
Originator paid on total loan amount, including pledged assets
Eligible assets include stock, bonds, mutual funds, CDs, and cash
Increase the borrowing power of your clients with cross-collateralization of additional real estate.
Up to 100% LTV for purchase, 90% LTV for refinance
Great for real estate investors who don’t want to liquidate
Increase borrowing power without the need for multiple mortgages
All occupancy types are eligible
Access a property’s equity prior to its sale so your clients can secure their dream homes.
1-year interest-only program
No limits on cash-out amounts
Ability to Repay (ATR) limits don’t apply
All occupancy types are eligible
Give borrowers the flexibility to use multiple streams of income to qualify for their loan, including personal or business bank statements.
No tax forms needed
Multiple income sources accepted
Based on 12-month bank statement average
For self-employed borrowers
Use liquid assets as full or supplemental income to help clients qualify or borrow more.
Use liquid assets as full or supplemental income
Unique underwriting approach for borrowers with nontraditional income
Trust funds, investment portfolios, retirement accounts, and cash equivalents accepted
Available for owner-occupied, second home, and investment properties
Help clients access up to 85% of their home equity without affecting their first mortgage.
Loan amounts from $75,000-$500,000 – so clients can take out what they need
A fixed rate – for borrowers who prefer to know what they're signing up for
85% CLTV – so clients can get the most out of their home
