Welcome to next-level financing. Provide a truly unique mortgage experience: The freedom to choose how much to pay each month. Help clients maximize their cash flow to build wealth.
Loans up to $30MM
Pay Rate 2.5% less than Note Rate
For the first five years, borrowers select the payment that’s best for them each month: minimum or interest-only. This allows them to control their cash flow based on their individual goals and budgeting needs.
Program Highlights:
5/6 ARM
Loan amounts starting at $1 over conforming, up to $30MM
Flexible monthly payment options
California, Florida, and New York properties
Owner-occupied, vacation, and investment properties
700 minimum FICO score
Here’s how we helped a homebuyer in Beverly Hills, CA control their cash flow while purchasing the home of their dreams.
$1.83MM purchase price
$647,201 loan amount
DTI exception over 52%
$1MM in gift funds
Pay Rate 2.5% less than Note Rate
$2.7MM value
$1.4MM loan amount
Vesting in entity
5/1 Interest-Only ARM
$16MM purchase price
Owner occupied
$3.2MM cash pledge to lower ELTV
12-month bank statement qualifying
$36.7MM loan amount
Property #1 - $40MM
Property #2 - $33MM
Bridge-to-permanent refinance
