Small business accounts that provide real-time solutions.
Low fees
Little to no fees means you can put that money back into your business.
Competitive rates
Make business transactions and grow your money at the same time.
Banking on the go
Enjoy business banking anytime, anywhere with the Axos All-In-One Mobile App.
Compare Business Checking Accounts
Choose the account that best fits you and your business goals.
Basic Business Checking
KEY FEATURE
Best bank account for new businesses
- No monthly maintenance fees
- No initial deposit or minimum balance fees
- Free domestic and international incoming wires
Business Interest Checking
KEY FEATURE
Best bank account for established businesses
- Earn up to 1.01% APY*
- $100 minimum opening deposit
- No monthly fee with $5,000 minimum average daily balance.
Why is it important to separate business and personal finances?
- Security: Keeping your funds separate gives you limited personal liability protection if your business faces a lawsuit or liability.
- Establishing Credit: When you make substantial startup purchases with your business account, you build credit history for your business and increase your purchasing power.
- Tax Purposes: The tax filing process will be more streamlined, and it could save you the possible trouble of having your business and personal accounts audited by the IRS.
Why Do Business With Axos
At Axos, helping small business owners succeed is our passion. But we don’t just say it. We put words into action by allowing you to save time and money with easy, convenient digital banking.
Forget waiting in line at a branch. And because we don’t have the cost of physical branches, we pass those savings along to you with fewer fees.
Secure the future of your business.
In addition to a checking account, business savings can grow your money faster.
Frequently Asked Questions
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When your business is ready to spend or bring in money, it’s smart to open a business checking account. To open a business bank account, you'll need to share your basic personal information and provide some documents related to your business.