It’s Time to Start Saving for a Sunny Day
Rainy-day savings? Check. Now it’s time to get yourself a sunny-day savings account.
Watch your money grow with a bank account built for you. From Axos ONE® to Rewards Checking, you’ll discover an account that complements how you save and spend.
Among the Best Online Banks 2022
Forbes Advisor
Best Checking Account for High Interest
NerdWallet
Best Checking Account Overall
Motley Fool's The Ascent
Find the perfect bank account for you. Whether it’s a checking account for your day-to-day or a savings account for your future, you can count on Axos for reliable and safe online banking.
Personal Checking
Bank on high interest rates, rewards, and little to no fees.
Personal Savings
Make your savings go further, faster daily compounding and no fees.
Certificates of Deposit (CDs)
Get guaranteed returns for terms of 3- to 60-months.
Premier
Welcome to premium banking with expedited service and exclusive rewards.
Why Choose Axos?
We are experts in online banking - offering competitive rates and a distinguished history. Our comprehensive range of financial services are designed to empower you on your journey to financial freedom.
Allow us to introduce ourselves - We have been at the forefront of digital banking since 2000, constantly innovating to provide frictionless financial solutions.
We believe in liberating individuals from the confines of traditional banking by offering support anytime you need it.
With our cutting-edge tools and services, you have the freedom to access and manage your money how, when, and where you prefer.
Meet our most popular checking, savings, and premium banking accounts.
It takes more than a website to be an online bank. Our dedicated support team makes sure your needs are met.
Our all-inclusive app is specially crafted to not only handle your Axos accounts but also to take care of your overall financial well-being.
We’re here to help you maximize your money. We do that with competitive rates and fewer fees.
Reward yourself with APY that’s up to 47x the national average1.
Up to 3.30% APY4
No monthly maintenance fees
Unlimited domestic ATM fee reimbursements
Bundled with your savings. One easy way to grow your cash fast.
Up to 0.51% APY*
Early paydays3
No monthly maintenance fees
Banking without the fees or the frills.
Early direct deposit3
No monthly maintenance fees
Unlimited domestic ATM fee reimbursements
No risk, high reward.
Up to 0.61% APY**
No monthly maintenance fees
No minimum balance requirements
Bundled with your checking. One easy way to grow your cash fast.
Up to 4.86%*
Early paydays3
No monthly maintenance fees
Reach your goals with guaranteed returns.
3- to 60-month terms
No setup or maintenance fees
Open with as little as $1,000
Expand your FDIC insurance through a single banking relationship.
Multimillion-dollar FDIC insurance
Competitive banking rates
Maintain single bank relationship
Access premium checking and savings with world-class rewards.
No banking fees
High transaction limits
Priority Pass Lounge access
Enjoy VIP banking from around the world.
International fee reimbursements
Competitive rates
Unlimited check writing
Digital tools at your fingertips.
Easier, smarter banking starts with the Axos all-in-one mobile app.
Sync all financial accounts into one dashboard.
Analyze your saving and spending behavior.
Chat 24/7 with a virtual financial assistant.
Add, move, and send money to friends and others.
Automate your bill payments.
Monitor your credit score for free.
Deposit accounts FDIC insured up to $250K individual and $500K joint
Need more protection? Access expanded coverage up to $265MM with Axos Bank InsureGuard+ Savings from IntraFi® Network DepositsSM.
Estimate how much you can earn.
Set your timeline to meet your goal.
Calculate an estimated monthly payment.
Axos gives you all the features of a traditional bank account without having to go to a physical branch. All you need is access to the internet via your phone or computer.
Absolutely! Online banking is safe – especially with Axos, where we utilize our decades of industry experience to ensure your accounts and information are secure. Learn how we keep your accounts safe.
Additionally, Axos Bank accounts are FDIC insured for up to $250,000. We also offer expanded coverage for larger accounts.
It’s easy to open an account with Axos Bank – you can do it online or with the Axos app! All you’ll need is a valid ID, your Social Security number, and 15 minutes.
To open an account, we just need some basic identifying information: your full name, Social Security number, date of birth, and residential address. After all, we can’t make sure your information is secure without knowing you who are!
That’s an excellent question! The number of accounts and types of accounts ultimately depend on your lifestyle, goals, and financial structure. Use our tools and explore our products to give yourself the full picture.
You can review all of your banking options by visiting these pages:
There are several convenient ways to add funds to your Axos Bank accounts:
Use the Axos app for mobile check deposit.
Transfer funds from another account.
Initiate a wire deposit within the Axos app.
Use one of the 91,000 ATMs available within our network.
Rainy-day savings? Check. Now it’s time to get yourself a sunny-day savings account.
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