Insight
The Essential Guide to Forms of Payments Accepted for Small Business Owners
Explore the pros and cons of cash, credit cards, and more to enhance customer satisfaction and boost sales.
Basic Business Checking
More freedom. Fewer fees. Let Your Business Thrive.
No monthly maintenance fees. Free domestic incoming wires. Choose a business bank account that removes restrictions, helping your business grow and succeed.
Business owners get up to $400 welcome bonus!
Open a business checking account by January 31 and get up to $400 when you use promo code NEW400 on your application.*
A Business Checking Account That Works for You
No monthly
maintenance fees
maintenance fees
Forget the monthly maintenance fees. Put more money back into your business.
Unlimited
Transactions
Transactions
Without transaction fees, you keep more money to put into your business.
Unlimited domestic ATM fee reimbursements
Never worry about ATM fees again. Get reimbursed whenever you are charged a fee.
Business deposit accounts FDIC insured up to $250k.
Expand FDIC coverage up to $250 million with Axos Bank Insured Cash Sweep through IntraFi® Network DepositsSM.
Free incoming wires
Free domestic and international incoming wires. You also get two reimbursed domestic outgoing wires monthly.
No initial deposit or minimum balance requirements
We remove financial barriers to you opening your account, setting your business up for success.
With QuickBooks, We Make Accounting Easy
Run, protect, and grow your business anytime, anywhere by syncing your Axos account. From bookkeeping to tax preparation and financial reporting, our digital approach provides the technology your business needs.
Account information is protected 24/7 with bank-level encryption.
Manage your Axos accounts directly through your profile.
Automated transactions eliminate manual sorting and data entry, saving you time.
Export statements straight from the Axos App.
Request a Callback to Inquire About Details
Your one-stop shop for managing finances.
Easier, smarter banking starts with the Axos All-In-One Mobile App.
View your business and personal bank accounts.
Send wire transfers and schedule bill payments.
Keep your accounts safe with enhanced security measures.
Easily move money between accounts.
Balance your books with accounting software integration.
Tools to Advance Your Business
Merchant Services
Process credit and debit card payments with ease.
Payroll
Get your employees paid quickly.
SBA Loans
Get small business loans with a federally backed guarantee.
Treasury Management
Fraud and risk management solutions and much more.
Basic Business Checking Frequently Asked Questions
What is a Basic Business Checking account?
Basic Business Checking is a business checking account with no monthly maintenance fees.
Do I need a minimum deposit for a business account?
No. There is no minimum deposit required for Basic Business Checking.
What do I need to bring to open a small business bank account?
You’ll need your Employer Identification Number, Social Security number (if you’re a sole proprietor), ownership agreements, business license, and articles of incorporation/organization.
Can I open a business bank account by myself?
Yes, you can open an Axos Basic Business Checking account by yourself and it can be done entirely online because Axos is a digital bank.
Once you’re ready, you can apply in minutes. If you own an LLC, start here.
Can I just open a regular checking account for my business?
Having a business checking account instead of a personal account is beneficial for several reasons, including professionalism, keeping the personal information of your customers secure, being prepared for financial emergencies, and establishing credit.
Ready to Apply?
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