Wholesale & Correspondent Portfolio Lending
DSCR Loan Program
Help investor clients qualify for a loan quicker. Use expected rental income instead of traditional income paperwork.
Loan Guidelines – Review our program guidelines.
Help your clients streamline their rental property purchase or refinance. Less paperwork closes their loan faster. Available for single-family residences and properties with up to 4 units.
Working with a client purchasing a California property? Loans to entities are also available.
- 1:1 ratio rent to P&I payment
- No limit on cash-out amounts
- Interest-only options available
Here’s how we helped an investor recapture their cash with a low-doc rental property refinance in Topanga, CA.
- $2.7MM property value
- $1.4MM loan amount
- Vesting in entity
- 4.75% 5/1 interest-only ARM
- 100% cash out
Recently Closed Loans
Cash-Flow mAXimizer
Beverly Hills, CA
Loan Amount
- $1.83MM purchase price
- DTI exception over 52%
- $1MM in gift funds
- Pay Rate 2.5% less than Note Rate
Bank Statement Qualifying
Newport Coast, CA
Stock Pledged
- $16MM purchase price
- Owner occupied
- $3.2MM cash pledge to lower ELTV
- 12-month bank statement qualifying
Cross-Collateralization
Beverly Hills, CA
Mortgage Property
- $36.7MM loan amount
- Property #1 - $40MM
- Property #2 - $33MM
- Bridge-to-permanent refinance
Let's Connect
We’d love to partner with you. Submit your information and we’ll be in touch.
Have questions?
Call us at 888-585-4869 or email [email protected].