Commercial Lines of Credit

From revolving lines of credit to asset based lending options, our lending specialists can help you find the right line of credit that fits your needs.

Requirements

  • Minimum 2 years in business

  • Commercial operating account with Axos Bank

  • Line size starting at $10MM

Revolving Lines of Credit

Offers flexible financing options to manage business cash flow and short-term working capital needs.

  • Advances and repayments can be made at any time during the term of your line.

  • Interest is charged only on line utilization.

  • Ideal for short-term working capital needs such as payroll, receivables, seasonality.

  • Minimum of $10 million.

Asset-Based Credit Facilities

Working capital solutions with innovative structures for companies needing growth capital, debt refinancing, recapitalization, and restructuring of debt.

  • Industries generally include manufacturers, distributors, or service businesses.

  • Senior secured revolving and term debt with an aggregate minimum funding size of $5 million, generally up to $50 million.

  • Loans are on a formula basis and leverage accounts receivable inventory or fixed assets as equipment and real estate collateral.

  • Terms are generally one to three years, with interest charged monthly against loan utilization.

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