Business Certificate of Deposit
Guaranteed Returns.
More Control.
Earn guaranteed returns on your money and choose flexible terms ranging from three months to five years. Save smarter, save faster.
Get an advantage in growing your business accounts.
Business Certificate of Deposit
Best for small to mid-sized businesses
Auto renewal with 10-day grace period
$1,000 minimum opening deposit
FDIC insured up to $250,000 per depositor
Business Certificate of Deposit Interest Rate
Term | APY* | Rate |
|---|---|---|
3 months | 0.10% | 0.10% |
6 months | 0.15% | 0.15% |
12 months | 0.20% | 0.20% |
18 months | 0.20% | 0.20% |
24 months | 0.20% | 0.20% |
36 months | 0.20% | 0.20% |
48 months | 0.20% | 0.20% |
60 months | 0.20% | 0.20% |
Your one-stop shop for managing finances.
Easier, smarter banking starts with the Axos All-In-One Mobile App.
View your business and personal bank accounts.
Send wire transfers and schedule bill payments.
Keep your accounts safe with enhanced security measures.
Easily move money between accounts.
Balance your books with accounting software integration.
Get specialized accounts and dedicated service.
Talk to a relationship manager today to get started.
Frequently Asked Questions
What is a business Certificate of Deposit?
A business Certificate of Deposit (CD) is a type of savings account that provides a low-risk way to grow your money. With a fixed interest rate and a set length of time, you get guaranteed returns and greater control.
Who is a business Certificate of Deposit account best for?
A business certificate of deposit account is best for small to medium-sized businesses that are saving for long-term goals and will not need access to their funds. Businesses that want their money to work for them but want to avoid market risk are best suited for this account.
Is there a fee charged to open a business Certificate of Deposit?
Axos Bank does not charge fees to open or maintain Certificate of Deposit accounts.