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Traditional 401(k) or Roth 401(k)?

Which account is right for you? Crunch the numbers on your income, tax preferences, retirement age, and more to help choose between a Traditional or Roth 401(k).

With the help of our Traditional 401(k) vs. Roth 401(k) Calculator, you can see side-by-side which retirement account type might be best for you. Enter your age, contributions, even your tax rate, then see how your money will stack up in your retirement years.

Remember: Traditional IRA account owners can contribute both pre-tax and post-tax dollars with taxes withheld when money is withdrawn during your retirement years. With a Roth IRA account, you only make after-tax contributions, ensuring a penalty-free withdrawal during retirement.

NOTE: The information provided by our tools and content is for illustrative and educational purposes only. The default figures and examples shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results or recommendations made by Fintactix content or calculations. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed. Furthermore, these calculations may not reflect the terms available for any loan, investment or other financial product that may be available at the licensee website where you use them. For more information please click here.

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