Get up to 4.86% APY* with Axos ONE®
Early paydays,1 high APYs on your checking and savings, and no monthly maintenance fees — all bundled into one.
Axos ONE®
Your money deserves 4.86% APY.*
Reach your financial goals faster. Axos ONE® Checking + Savings helps you get there.
Best Checking Account Overall
The Ascent
America's Best Online Bank
MyBankTracker
Best Online Bank for Savings & Checking
Millennial Money
Know When Mortgage Rates Drop
Trying to time your mortgage? Sign up for Rate Watch. Get email alerts when rates drop. It’s quick, easy, and free.
One App for All Your Money Needs
Get the Axos app for smart business and personal finance. It's the sleeker, faster way to bank, borrow, invest, and plan.
Always Protected, Always Secure
Advanced data protection. FDIC insurance. Digital security tools. We’re committed to providing a secure online banking experience for our customers.
Deposit accounts FDIC insured up to $250K individual and $500K joint
Need more protection? Access expanded coverage up to $250 million with Axos Bank InsureGuard+ Savings from IntraFi® Network DepositsSM. Learn More >
Start Banking Effortlessly
Help a friend bank smarter with little to no fees, high savings rates, and a simple banking app to fit their busy lifestyle.
Never miss a bill payment again. With Bill Pay, you can truly “set it and forget it” by making automatic payments.
Pay your friends directly from your account. All you need is their mobile number or email. It’s fast, easy, and secure.
Want to stay up-to-date on your activity? We’ve got you covered. Get real-time updates via text, push notifications, or email – it’s all up to you!
Fingerprints, voiceprints, and facial recognition = peace of mind. Boost your account security with biometric authentication – and keep the scammers away.
Need a replacement card? Traveling soon? Not a problem – take care of all your debit card needs online.